How Rising Equity Impacts You
Equity is the difference between your home’s market value and your mortgage’s outstanding balance. It is a powerful tool that can impact your financial well-being. […]
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Update: Prohibition on the Purchase of Residential Property by Non-Canadians
Effective January 1, 2023, non-residents have been banned from directly or indirectly purchasing residential properties in Canada for two years under the Prohibition on the […]
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Mortgage Rates on The Rise
On June 7, 2023, the Bank of Canada announced that the overnight target rate increased to 4.75 percent from 4.5 percent, increasing the prime lending […]
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The Biggest Qualifying Mistake
The biggest mistake I hear too often is around the income used to qualify for a mortgage. The Bank of Canada’s guidelines regarding income verification […]
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Choosing The Right Mortgage Term
As you embark on your journey of purchasing a new home or renewing your mortgage, an important decision you will have to make is the […]
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Spring Home Maintenance Checklist
Spring is in the air, and it is the perfect time to prepare a home maintenance checklist. Here are some quick tips to get ready […]
Read moreMortgage Payment Calculator
Whether you’re a first-time homebuyer or renewing your mortgage down the road, a mortgage payment calculator can be a beneficial tool to download. A […]
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Get Ahead of the Spring Market
If you plan on buying a home this year, now may be the best time to start the process. Spring is traditionally a busy season […]
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Home Buyers’ Plan
The Home Buyer’s Plan (HBP) is a great program designed to help Canadians become homeowners. The program was introduced by the Federal Government in 1992 […]
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How Much House Can I Afford?
As a prospective homeowner, one of the most challenging questions to answer is ‘How much house can I afford?’ Although there is no single answer […]
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