Get Ahead of the Spring Market

Rodney Biggar Mortgage Broker

If you plan on buying a home this year, now may be the best time to start the process. Spring is traditionally a busy season for home sales, so you will want to get ahead of the spring market. Here are some tips to help you get started.


1. Know Your Finances

Before you even begin to house hunt, it’s important to know where you are financially. A mortgage pre-approval will determine how much money you are qualified to borrow by looking at your financial history to determine debt-to-income ratio, credit scores and examine your income. If you are serious about buying a home this year, lock in a mortgage rate today by starting a pre-approval.


2. Find a Realtor® You Trust

A good Realtor® will be able to take your budget and list of wants and needs for a new home into account and help you find the best options. Your realtor® will also negotiate with the sellers on your behalf and keep you updated on any changes before your closing date. I can refer you to a trusted Realtor® partner if you are not currently working with one.


3. Remain Open Minded

House hunting is one of the most exciting parts of buying a home. It’s important to keep an open mind. Not only will this expand your options, but you never know what hidden gem you may stumble upon while looking! This will also help you decide what you’re willing to sacrifice to get what’s most important to you.


4. Do Your Research

It’s always a good idea to research the neighbourhood around the home. Talk to neighbours and see what they like about living there. An inspection will help and is highly encouraged before purchasing a home. 


Buying a home is something to celebrate. It’s important to be proud of this step you’re taking! I’m here to ensure you feel educated and empowered throughout the process. 


If you’re interested in getting a jump on the spring market, give me a call!

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