Mortgage News Canada Archives | The Mortgage Centre

January 4, 2026January 10, 2026Mortgage News Canada, Mortgage Tips

Alberta Mortgages in 2026: What the Economy Means for Buyers and Renewals

Here is the real truth… If you’ve been watching the headlines lately, you’d think we’re cruising into a stronger economy. GDP surprised to the upside, […]

October 29, 2025October 29, 2025Mortgage News Canada, Mortgage Rates, Variable-Rate

Bank of Canada Drops Policy Rate to 2.25%

The Bank of Canada made its second consecutive rate cut today, dropping the benchmark interest rate by another 25 basis points to 2.25%. With the […]

September 18, 2025October 9, 2025Mortgage News Canada, Variable-Rate

Bank of Canada Drops Policy Rate to 2.5%

We’re in a tricky economic moment, one of those “not quite here, not quite there” phases where central banks are walking a tightrope. Inflation remains […]

August 1, 2025August 14, 2025Mortgage News Canada, Variable-Rate

Bank of Canada Holds Policy Rate at 2.75%

Despite earlier predictions of additional rate cuts, the Bank of Canada has opted to keep its policy interest rate steady at 2.75%, with the prime […]

June 5, 2025June 6, 2025Mortgage News Canada, Mortgage Rates, Variable-Rate

Rate Update: What’s Really Going On

The Bank of Canada held its policy rate steady at 2.75%, catching many by surprise. Economists had been predicting a few more cuts this year, […]

March 12, 2025May 15, 2025Mortgage News Canada, Variable-Rate

Mortgage Rates, Tariffs & World Economies

Do you have a variable-rate mortgage or a home equity line of credit? The Bank of Canada has announced a rate cut—its key interest rate […]

September 4, 2024September 25, 2024Interest Rates, Mortgage News Canada, Mortgage Rates

Mortgage Rates Are Going Down

The Bank of Canada once again lowered its key interest rate to 4.25% to help with economic challenges and support homeowners and buyers. The prime […]

April 11, 2024First Time Home Buyer, Mortgage Guidelines, Mortgage News Canada

Updated Mortgage Rules for First-Time Home Buyers

Get ready, first-time home buyers, because the government is shaking things up with some positive changes to mortgage rules! Starting August 1, 2024, you can […]