Mortgage Penalties
One of the most misunderstood parts of having a mortgage is how mortgage penalties work, especially if you didn’t work with a mortgage broker. And […]
Read moreCategory: Financial Tips
New Tax Reporting Rules for Properties
CRA has made a few changes to how it wants you to file property-related expenses. Most Canadians must file their tax returns by April 30, […]
Read more
Estate Planning
I wanted to take a moment to address the importance of proper estate planning. It’s not just about safeguarding your assets; it’s about ensuring that […]
Read more
Unravelling the Mortgage Market: A Recap of 2023
As we bid farewell to 2023, let’s reflect on the key headlines that shaped the mortgage market throughout the year. From interest rate fluctuations to […]
Read more
Simple Tips For Smart Spending
Here are three valuable tips on making thoughtful purchases and managing your finances effectively. These strategies can help you better understand the time value of […]
Read more
Bond Rates vs Mortgage Rates
The relationship between government bonds and mortgage rates is a crucial aspect to understand when financing your home. Government of Canada bonds, known for their […]
Read more
How Rising Equity Impacts You
Equity is the difference between your home’s market value and your mortgage’s outstanding balance. It is a powerful tool that can impact your financial well-being. […]
Read more
The Biggest Qualifying Mistake
The biggest mistake I hear too often is around the income used to qualify for a mortgage. The Bank of Canada’s guidelines regarding income verification […]
Read moreMortgage Payment Calculator
Whether you’re a first-time homebuyer or renewing your mortgage down the road, a mortgage payment calculator can be a beneficial tool to download. A […]
Read more
Get Ahead of the Spring Market
If you plan on buying a home this year, now may be the best time to start the process. Spring is traditionally a busy season […]
Read more